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N-COUNT
保险费；保险金
A premium is a sum of money that you pay regularly to an insurance company for an insurance policy.
例句
It is too early to say whether insurance premiums will be affected.
现在说保险费是否会受影响还为时过早。
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N-COUNT
额外费用；加付款；加价
A premium is a sum of money that you have to pay for something in addition to the normal cost.
例句
Even if customers want 'solutions', most are not willing to pay a premium for them...
即使顾客想得到“解决方案”，他们大多数也不愿意为此支付额外费用。
Callers are charged a premium rate of 48p a minute.
打电话要支付每分钟48便士的附加费。
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ADJ
优质的；高端的
Premium goods are of a higher than usual quality and are often expensive.
例句
At the premium end of the market, business is booming.
高端市场业务繁荣。
...the most popular premium ice cream in this country.
这个国家最受欢迎的优质冰激凌
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PHRASE
紧缺的；稀缺的；难以得到的
If something is at a premium, it is wanted or needed, but is difficult to get or achieve.
例句
If space is at a premium, choose adaptable furniture that won't fill the room.
如果空间有限，就选择一些不会把房间占得很满的可改装家具。
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PHRASE
超出平常价，以高价（买进或售出）
If you buy or sell something at a premium, you buy or sell it at a higher price than usual, for example because it is in short supply.
例句
He eventually sold the shares back to the bank at a premium.
他最后以高价把股票回售给银行。
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PHRASE
高度重视
If you place a high premium on a quality or characteristic or put a high premium on it, you regard it as very important.
例句
I place a high premium on what someone is like as a person...
我非常重视一个人的人品。
They put a high premium on prevention and primary care.
他们对预防和初级护理极为重视。